Research and Analytics

LCI has over 20 years of informatics engineering expertise in the areas of consumer account analytics and credit behavior, bankruptcy, credit and financial counseling. Our in-depth knowledge of bankruptcy, credit risk, fraud, payments, and bankruptcy process management delivers significant savings to our customers.

LCI not only supports a variety of client-specific analytic projects, but delivers research that is consumed by many facets of the financial industry and is available through national media channels, government entities, strategic partners, and client licensing agreements.

LCI's research and analytics group provides the following services:

  • Financial modeling and forecasting
  • Statistical analyses
  • Survey/study design, development and implementation
  • White papers
  • Custom development of analytical applications/tools

Projects typically couple LCI's industry expertise and research and analytical expertise including:

  • Bankruptcy:
    • In depth understanding of bankruptcy, the events that surround bankruptcy, and how they impact financial industry constituents
    • Trends and Forecasts
      • National, Regional, State, Court, Chapter
      • Dismissal, discharge, conversion rates
    • Bankruptcy Petition and Debtor Studies including financial and demographic profile
  • At-Risk Consumer Behavior:
    • In depth understanding of the behavior of “at-risk” consumers
  • Financial Account Life Cycle:
    • In depth understanding of the lifecycle of a financial account
  • Financial Counseling:
    • In depth understanding of financial counseling and the credit counseling industry